Small Business Owner

Know what you owe, what to charge, and when money gets tight — before it does.

Sample data, read-only. This is Small Business Owner with someone else’s numbers in it, so you can see the whole thing before paying.

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Get ready for week 12

Your cash dips to $655 that week, below your $5,000 floor. Look at what's coming in and out before it arrives.

Takes about 5 minutes.

Cash on hand, right now

$11,400

You are $6,400 above your $5,000 floor. Your tax savings are fully funded for this quarter.

What you've made this year

$9,093

revenue minus your business expenses

What you owe in tax

$2,649

self-employment tax plus income tax

Set aside so far

$4,200

of $2,649 target

How long your cash covers you

4.4 mo

business cash after tax, divided by your average monthly personal spending

Where your revenue actually goes

See every dollar split between business expenses, tax, what you pay yourself, and what you keep.

Total revenue

$12,072

Expenses by category

The same categories your accountant uses at tax time.

Deductible total

$2,523

Your cash, 13 weeks out

Money in and out, weighted by how likely you are to collect it, against your floor.

Which clients and products pay best

Ranked by what you actually earn per hour, including time you never billed.

Total revenue: $12,072 · What you kept: $11,616 · Fees paid: $456 · Money you're owed: $6,390 · Personal spending this month (Personal tab): $2,676.

This tool helps you keep records and estimate your numbers. It does not give tax, legal, or financial advice. Rates, contribution limits, and tax brackets change every year, so confirm the current numbers with a licensed accountant when you file. Bring these numbers to your accountant already filled in, and you save yourself billable hours.

Your own copy, with your own numbers

Everything above is filled in with sample figures. Buy it once and it is yours to keep, with every calculation running on what you actually enter.

Get Small Business Owner for $9.99