Stay-at-Home Mom

You already run the household. This builds retirement savings in your name, too.

Sample data, read-only. This is Stay-at-Home Mom with someone else’s numbers in it, so you can see the whole thing before paying.

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Use your retirement saving room

You have $4,500 of retirement saving room left this year, even without a paycheck of your own. A year you don't use can't be made up later, no matter how much you contribute after.

Takes about 3 minutes.

What the years at home are costing your retirement, by 65

$469,541

Funding your retirement savings to the limit and using catch-up contributions after 50 can recover $729,040, more than the full gap. The path exists. It just has to be used.

Your retirement balance today

$42,000

grows to $298,799 by 65, untouched

The retirement gap at 65

$469,541

6 years out of the workforce

Retirement savings at 65, funded to the limit

$528,008

the single highest-value action available to you

Life insurance you'd need on you

$728,000

replaces your unpaid work for 14 years

The recovery story

The gap the years at home opened up, and what the two recovery paths can close.

Social Security: which benefit applies

Your own record, the spousal benefit while he's alive, and the survivor benefit if he isn't.

Where household money goes

Every logged dollar, by category.

Total logged

$1,907

Your net worth over time

What you own minus what you owe, from the snapshots you record.

Independence checklist: 2/6 done · Months of runway: 2.7 · Spent this month: $1,907

Your own copy, with your own numbers

Everything above is filled in with sample figures. Buy it once and it is yours to keep, with every calculation running on what you actually enter.

Get Stay-at-Home Mom for $9.99